Zobrazeno 1 - 10
of 23
pro vyhledávání: '"Mingzhu Tai"'
Publikováno v:
Journal of Financial and Quantitative Analysis. :1-63
Publikováno v:
The Review of Corporate Finance Studies. 12:326-365
We evaluate how a positive, technology-driven shock to bank liquidity affects small business dynamics across different size distributions. We first show that banks receiving positive liquidity shocks increase lending to relatively larger SMEs, not to
Publikováno v:
Journal of Financial Economics. 145:105-128
Publikováno v:
SSRN Electronic Journal.
Publikováno v:
The Review of Financial Studies
Why did banks experience massive deposit inflows during the pandemic? We discover that deposit interest rates at bank branches in counties with higher COVID-19 infection rates fell by more than rates at branches—even branches of the same bank—in
Publikováno v:
SSRN Electronic Journal.
What is the impact of credit conditions on family interactions and children’s human capital development? We discover that regulatory reforms that ease credit conditions are associated with (1) increases in labor demand and the employment of mothers
Publikováno v:
SSRN Electronic Journal.
Using proprietary loan screening data, we document that loan officers engage in “attention discrimination”: they exert less effort reviewing ex-ante disadvantage applicants, leading to higher rejection rates than otherwise justified by those appl
Why did banks experience massive deposit inflows during the first months of the pandemic? Using weekly branch-level data on interest rates and county-level data on COVID-19 cases, we discover that interest rates at bank branches in counties with high
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::140dd0ed5a9f9f113c20231b6b2ec14e
https://doi.org/10.3386/w27964
https://doi.org/10.3386/w27964
What is the impact of regulatory reforms that enhance credit market efficiency on children’s human capital? Using a parent-child panel dataset, we find that such reforms reduced children’s academic performance in low-income families. Consistent w
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::ad5340f4b05efc0eff041e73f32c9da2
https://doi.org/10.3386/w26678
https://doi.org/10.3386/w26678
Publikováno v:
SSRN Electronic Journal.
We study the relationship between banks' IT capabilities and their ability to serve customers during the demand shock for digital banking services generated by the COVID-19 pandemic. Amid mobility restrictions, banks with better IT experience larger