Zobrazeno 1 - 10
of 157
pro vyhledávání: '"Laurie S. Goodman"'
Publikováno v:
The Journal of Structured Finance. 28:11-27
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::c1f098bf1e9e01fdc8a2792d33cc04f3
https://doi.org/10.3905/jsf.2022.1.152
https://doi.org/10.3905/jsf.2022.1.152
Publikováno v:
The Journal of Structured Finance. 28:38-47
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::fc6280f56db0b6603244cd14f63b54d6
https://doi.org/10.3905/jsf.2022.1.132
https://doi.org/10.3905/jsf.2022.1.132
Publikováno v:
Housing Policy Debate. 31:16-32
This article examines the Federal Housing Finance Agency (FHFA)’s 2020 notice of proposed rulemaking (2020 NPR) for the government-sponsored enterprises’ capital standards and finds that there are ...
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::cc6ff1c33985e4e78e865799f5e3c26c
https://doi.org/10.1080/10511482.2020.1850016
https://doi.org/10.1080/10511482.2020.1850016
Publikováno v:
The Journal of Structured Finance. 26:29-40
The fundamental differences between the structure of the market for government mortgages, pooled into Ginnie Mae securities, and the market for government sponsored enterprises (GSE) mortgages are at the heart of the constraints that impact the servi
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::e47d5a1f9c390739e2686b22a683dc59
https://doi.org/10.3905/jsf.2020.1.111
https://doi.org/10.3905/jsf.2020.1.111
Autor:
Laurie S. Goodman
Publikováno v:
Business Economics. 55:73-79
Fannie Mae and Freddie Mac have been in conservatorship for over a decade. In September 2019, the U.S. Treasury proposed a plan to release the Government Sponsored Enterprises, Fannie Mae and Freddie Mac, from conservatorship through administrative a
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::e4045264eefa8d2327a48a2aaab0a62e
https://doi.org/10.1057/s11369-020-00169-1
https://doi.org/10.1057/s11369-020-00169-1
Publikováno v:
The Journal of Structured Finance. 25:7-19
This article shows that post-crisis underwriting standards are such that the mortgage market is not adequately meeting the lending needs of self-employed households. The authors look at how self-employed households fared from 2001 to 2016, compared t
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::96d3cf670d8babd124fa1a0e301dfce8
https://doi.org/10.3905/jsf.2019.1.090
https://doi.org/10.3905/jsf.2019.1.090
Autor:
Laurie S. Goodman, Karan Kaul
Publikováno v:
The Journal of Structured Finance. 25:35-44
The Great Recession taught us that loan modifications are often more advantageous to both investors and borrowers than foreclosures. However, government loan modifications are less effective than their conventional counterparts, as the toolkit is ver
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::2861381892d708435ba152bc9c74ee01
https://doi.org/10.3905/jsf.2019.1.076
https://doi.org/10.3905/jsf.2019.1.076
Autor:
Karan Kaul, Laurie S. Goodman
Publikováno v:
The Journal of Structured Finance. 24:59-67
In 2017, approximately 400,000 high debt-to-income mortgages met the definition of the Bureau of Consumer Finance Protection’s Qualified Mortgage rule thanks to an exemption that grants QM status to high-DTI loans guaranteed by Fannie Mae or Freddi
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::800996f55a7f3dc8a9ed83d3acdb9e2c
https://doi.org/10.3905/jsf.2019.24.4.059
https://doi.org/10.3905/jsf.2019.24.4.059
Publikováno v:
Housing Policy Debate. 29:108-125
The tightening of mortgage credit in the aftermath of the global financial crisis has been identified as a factor in the decline of homeownership in the United States to 50-year lows. In this artic...
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::bd1071a2eda8770589940fa9f9355a2b
https://doi.org/10.1080/10511482.2018.1452042
https://doi.org/10.1080/10511482.2018.1452042
Publikováno v:
Housing Policy Debate. 29:795-819
The observed mortgage denial rate (ODR), calculated from Home Mortgage Disclosure Act (HMDA) data, is often used to measure mortgage credit availability, but it does not account for shifts ...
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::d4cf09ca1a1b8711020c7dbb7735cec8
https://doi.org/10.1080/10511482.2018.1524441
https://doi.org/10.1080/10511482.2018.1524441