Zobrazeno 1 - 10
of 11
pro vyhledávání: '"Keith D. Harvey"'
Publikováno v:
Housing Policy Debate. 31:875-890
This article examines mortgage broker pricing in New York during the years leading up to the financial crisis. Broker compensation practices in 2005 through 2007, primarily the use of yield spread ...
Publikováno v:
Journal of Accounting and Finance. 18
Reports of mortgage loan fraud grew exponentially in the years leading up to the 2008 financial crisis. We examine simple correlates between mortgage fraud and the economic, credit and loan traits within Atlanta zip codes. First, we find that higher
Autor:
M. Cary Collins, Keith D. Harvey
Publikováno v:
Journal of Housing Research. 19:153-170
Public interest groups believe mortgage brokers, as indirect or third-party lenders, are largely responsible for most reported high interest rate loans. Well-developed principal-agent theory suggests mortgage brokers are incented to solicit applicati
Autor:
Keith D. Harvey, L. Dwayne Barney
Publikováno v:
Journal of Applied Corporate Finance. 21:97-103
In the first half of 2008, rising inflation became a concern, but by the fall the focus was on deflation. Such shifts in the outlook for inflation represent a significant risk for some companies, particularly those whose revenues and profits are nega
Autor:
Peter J. Nigro, Keith D. Harvey
Publikováno v:
The Journal of Real Estate Finance and Economics. 29:435-456
In this paper, we examine the effect of the 1999 North Carolina predatory lending law on mortgage activity in that state as compared to other states in the Southeastern United States. Using 1998–2000 Home Mortgage Disclosure Act (HMDA) data, we fin
Publikováno v:
Journal of Financial Services Research. 26:29-54
We investigate the efficacy of government guarantee programs for mortgage loans made on tribal lands by comparing lending outcomes for White applicants and Native Americans (NAs) living on- and off reservation lands. Simultaneous equations models wit
Publikováno v:
The Financial Review. 38:235-256
Trust-preferred stock is a debt-equity hybrid that offers the tax deductibility of dividends but is treated as equity capital by bank regulators and rating agencies. The purpose of this paper is to examine whether holders of bank debt securities bene
Autor:
Keith D. Harvey, Peter J. Nigro
Publikováno v:
Journal of Real Estate Research. 25:479-508
This paper examines the effects of predatory lending laws in the cities of Chicago and Philadelphia. The level of mortgage activity in each of the cities is compared during the pre- and post-legislative periods relative to other parts of the state to
Publikováno v:
Journal of Real Estate Research. 24(2):129-152
In recent years commercial banks have moved toward automated forms of underwriting. This study employs unique bank loan-level data from a scoring lender to determine whether automated underwriting exhibits a potential ‘‘disparate impact’’ acr
Autor:
Keith D. Harvey, Ronald E. Shrieves
Publikováno v:
Journal of Financial Research. 24:495-512
Using data that reflect the significant growth in incentive compensation during the last decade, we extend research in this area by specifying a more complete model that addresses both corporate governance and risk-sharing factors that theory suggest