Zobrazeno 1 - 10
of 30
pro vyhledávání: '"Karen M. Pence"'
Autor:
Karen M. Pence, Ralf R. Meisenzahl
Publikováno v:
Finance and Economics Discussion Series. 2022:1-44
In response to immense strains in the asset-backed securities market in 2008 and 2020, the Federal Reserve and the U.S. Treasury twice launched the Term Asset-Backed Securities Loan Facility (TALF). TALF was an unusual crisis facility because it prov
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::9a288ea60b004408beb2bc4cbb07595e
https://doi.org/10.17016/feds.2022.021
https://doi.org/10.17016/feds.2022.021
Autor:
Ralf Meisenzahl, Karen M. Pence
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::9f20605ccc97a81eb1ad5e76068f13cd
https://doi.org/10.2139/ssrn.4090926
https://doi.org/10.2139/ssrn.4090926
Autor:
Karen M. Pence, Kevin B. Moore
Publikováno v:
FEDS Notes. 2021
The Survey of Consumer Finances (SCF) is one of the main data sources in the United States for assessing and analyzing differences in wealth and financial well-being across families. In recent years, the SCF estimates of racial and ethnic wealth gaps
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::be5f195fa6bdaf6c2958447997bb5d80
https://doi.org/10.17016/2380-7172.2945
https://doi.org/10.17016/2380-7172.2945
Publikováno v:
J Money Credit Bank
Previous research indicates that changes in housing wealth affect consumer spending on cars. We find that home equity extraction plays only a small role in this relationship. Consumers rarely use funds from equity extraction to purchase a car directl
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::417be3127ec7edbc57bb103949d14533
https://doi.org/10.1111/jmcb.12595
https://doi.org/10.1111/jmcb.12595
Autor:
Karen M. Pence, Adair Morse
Publikováno v:
Finance and Economics Discussion Series. 2020
Technology has changed how discrimination manifests itself in financial services. Replacing human discretion with algorithms in decision-making roles reduces taste-based discrimination, and new modeling techniques have expanded access to financial se
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::40d59a0bb69533753916b8f3d53d8c7d
https://doi.org/10.17016/feds.2020.018
https://doi.org/10.17016/feds.2020.018
Autor:
Adair Morse, Karen M. Pence
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::011ea86e111a8c1a80b794df251c5d18
https://doi.org/10.2139/ssrn.3535329
https://doi.org/10.2139/ssrn.3535329
Publikováno v:
FEDS Notes. 2019
This Note describes briefly how the Distributional Financial Accounts (DFAs) are constructed and highlights some of their key features.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::e2ca6b2c835e07d759b8869b28ec2140
https://doi.org/10.17016/2380-7172.2436
https://doi.org/10.17016/2380-7172.2436
Publikováno v:
Finance and Economics Discussion Series. 2018
Non-banks originated about half of all mortgages in 2016, and 75% of mortgages insured by the FHA or VA. Both shares are much higher than those observed at any point in the 2000s. We describe in this paper how non-bank mortgage companies are vulnerab
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::ea2aeb4e10b86073902392a200be1948
https://doi.org/10.17016/feds.2018.016
https://doi.org/10.17016/feds.2018.016
Publikováno v:
Finance and Economics Discussion Series. 2015:1-13
We use data from three nationally representative surveys to document that very few households report purchasing cars with home equity lines of credit or the proceeds from a cash-out refinancing. Households that do report using these sources of funds
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::c84112028c51020eed3b256d7017da69
https://doi.org/10.17016/feds.2015.106
https://doi.org/10.17016/feds.2015.106
Autor:
Karen M. Pence
Publikováno v:
Journal of Money, Credit and Banking. 47:215-220
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::5d20418a58c7f7c7a3e6550cd63724ba
https://doi.org/10.1111/jmcb.12199
https://doi.org/10.1111/jmcb.12199