Zobrazeno 1 - 10 of 57 pro vyhledávání: '"Joanna Stavins"'
1
Akademický článek
The Review of Transforming Payment Systems in Europe edited by Jakub Górka Palgrave Macmillan Studies in Banking and Financial Institutions,Palgrave Macmillan, London 2016, pp. 270.
Autor: Joanna Stavins
Publikováno v: Journal of Economics and Management, Iss 29, Pp 161-164 (2017)
Payment systems have continued to change for several decades and payment transformation is an ongoing process. However, while the process may be taking place everywhere in the world, the actual path it follows is specific to each country or region. T
Externí odkaz: https://doaj.org/article/bbd391cf22334c74876872728e8fabb2
Zobrazit plný text záznamu
5
Does getting a mortgage affect consumer credit use?
Autor: Scott L. Fulford, Joanna Stavins
Publikováno v: Review of Economics of the Household. 20:955-991
Buying a house changes a household’s balance sheet by simultaneously reducing liquidity and introducing mortgage payments, which may leave the household more exposed to other shocks. We examine how this change impacts consumer credit beyond the mor
Externí odkaz: https://explore.openaire.eu/search/publication?articleId=doi_________::4f38495ac0afdd271be496163e8794d3
https://doi.org/10.1007/s11150-021-09550-1
Zobrazit plný text záznamu
7
Credit Card Debt and Consumer Payment Choice: What Can We Learn from Credit Bureau Data?
Autor: Joanna Stavins
Publikováno v: Journal of Financial Services Research. 58:59-90
We estimate a two-stage Heckman selection model of credit card adoption and use with a unique dataset that combines administrative data from the Equifax credit bureau and self-reported data from a representative survey of consumers. Higher-income con
Externí odkaz: https://explore.openaire.eu/search/publication?articleId=doi_________::6a60de80023143ae963a293cc7d7c47e
https://doi.org/10.1007/s10693-019-00330-8
Zobrazit plný text záznamu
9
Payments Evolution from Paper to Electronic: Bill Payments and Purchases
Autor: Joanna Stavins
Publikováno v: Federal Reserve Bank of Boston Research Department Working Papers.
Consumer payments in the United States gradually have been shifting away from paper checks for the past several years. Cash use has declined as well, although at a much slower pace. As the number of check payments has decreased, those payments have b
Externí odkaz: https://explore.openaire.eu/search/publication?articleId=doi_________::70cff28f87900edb3d71e090ae636adf
https://doi.org/10.29412/res.wp.2021.05
Zobrazit plný text záznamu
10
Distributional Effects of Payment Card Pricing and Merchant Cost Pass-through in the United
Autor: Fumiko Hayashi, Angelika Welte, Joanna Stavins, Marie-Hélène Felt
Publikováno v: Federal Reserve Bank of Boston Research Department Working Papers.
Using data from the United States and Canada, we quantify consumers’ net pecuniary cost of using cash, credit cards, and debit cards for purchases across income cohorts. The net cost includes fees paid to financial institutions, rewards received fr
Externí odkaz: https://explore.openaire.eu/search/publication?articleId=doi_________::183d05dffd057036da5603f99b69f7db
https://doi.org/10.29412/res.wp.2020.13
Zobrazit plný text záznamu

Vyhledávací nástroje:

Upřesnit hledání

Omezení vyhledávání
Plný text Recenzováno Digitální knihovna AV ČR
Zdroje