Zobrazeno 1 - 10
of 12
pro vyhledávání: '"James A. Berkovec"'
Publikováno v:
Mortgage Lending, Racial Discrimination, and Federal Policy ISBN: 9780429448522
Mortgage Lending, Racial Discrimination, and Federal Policy
Mortgage Lending, Racial Discrimination, and Federal Policy
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::da08ff94eb2e084c611e7657d2bbeb89
https://doi.org/10.4324/9780429448522-6
https://doi.org/10.4324/9780429448522-6
Publikováno v:
Mortgage Lending, Racial Discrimination, and Federal Policy ISBN: 9780429448522
This article seeks to evaluate discrimination in home mortgage originations by examining the performance of mortgage loan portfolios. This approach follows from the theoretical foundations of the economics of discrimination (Becker, 1971). The basic
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::53b4bb9b5318b4dc9f165ef00b81cd5e
https://doi.org/10.4324/9780429448522-7
https://doi.org/10.4324/9780429448522-7
Publikováno v:
Mortgage Lending, Racial Discrimination, and Federal Policy ISBN: 9780429448522
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::7a18374b8388183f1a0f17fbdeb80a66
https://doi.org/10.4324/9780429448522-10
https://doi.org/10.4324/9780429448522-10
Publikováno v:
Real Estate Economics. 40:S8-S31
To what degree has the development of alternative mortgage funding channels promoted the recent boom and bust in U.S. housing markets? Past research examined whether Alt-A and subprime market shares are correlated with the housing bubble. This articl
Publikováno v:
The Journal of Real Estate Finance and Economics. 22:23-41
Loan-choice research has generally examined the determinants of fixed-rate mortgage (FRM) versus ARM lending in the single-family conventional market. Little attention has been paid to the significant differences in ARM lending between the GSE confor
Publikováno v:
Review of Economics and Statistics. 80:241-250
This study tests for the presence of prejudicial or "noneconomic" discrimination on the part of mortgage lenders by evaluating the performance of home mortgage loans. The approach differs from that of previous studies of loan performance in that it i
Autor:
James A. Berkovec, John L. Goodman
Publikováno v:
Real Estate Economics. 24:421-440
Changes in the turnover of existing homes are often equated with changes in housing demand, but it is not clear if, or why, this linkage exists. This paper documents the positive correlation between changes in turnover and changes in housing demand a
Publikováno v:
The Journal of Real Estate Finance and Economics. 9:263-294
Theories of discrimination in credit markets suggest that under certain circumstances systematic lender bias may result in creditors holding minority applicants or applicants from minority neighborhoods to higher standards of creditworthiness than ot
Publikováno v:
SSRN Electronic Journal.
To what degree has the development of alternative mortgage funding channels promoted the recent boom and bust in U.S. housing markets? Past research examined whether Alt-A and subprime market shares are correlated with the housing bubble. This paper
Publikováno v:
SSRN Electronic Journal.
This paper is the first to directly estimate the determinants of differences in premiums received by public and private sellers in the market for bank branches (deposit bases). Deposit premiums received in private sector transactions exceeded those r