Zobrazeno 1 - 10
of 55
pro vyhledávání: '"Glenn B. Canner"'
Publikováno v:
Mortgage Lending, Racial Discrimination, and Federal Policy ISBN: 9780429448522
Mortgage Lending, Racial Discrimination, and Federal Policy
Mortgage Lending, Racial Discrimination, and Federal Policy
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::da08ff94eb2e084c611e7657d2bbeb89
https://doi.org/10.4324/9780429448522-6
https://doi.org/10.4324/9780429448522-6
Publikováno v:
Mortgage Lending, Racial Discrimination, and Federal Policy ISBN: 9780429448522
This article seeks to evaluate discrimination in home mortgage originations by examining the performance of mortgage loan portfolios. This approach follows from the theoretical foundations of the economics of discrimination (Becker, 1971). The basic
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::53b4bb9b5318b4dc9f165ef00b81cd5e
https://doi.org/10.4324/9780429448522-7
https://doi.org/10.4324/9780429448522-7
Publikováno v:
Mortgage Lending, Racial Discrimination, and Federal Policy ISBN: 9780429448522
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::7a18374b8388183f1a0f17fbdeb80a66
https://doi.org/10.4324/9780429448522-10
https://doi.org/10.4324/9780429448522-10
Publikováno v:
Journal of Consumer Affairs. 47:518-547
“Piggybacking credit” is a new practice that helps consumers improve their credit scores by paying to become “authorized users” on established accounts. Authorized users are not liable for paying an account, but because of Regulation B (which
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::d9ad796ab0227c08fcbf36ca5ea765a6
https://doi.org/10.1111/joca.12020
https://doi.org/10.1111/joca.12020
Publikováno v:
Real Estate Economics. 40:S65-S114
The widespread use of credit scoring in the underwriting and pricing of mortgage and consumer credit has raised concerns that the use of these scores may unfairly disadvantage minority populations. A specific concern has been that the independent var
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::d7cf90d576b723cc36633cf62770d070
https://doi.org/10.1111/j.1540-6229.2012.00348.x
https://doi.org/10.1111/j.1540-6229.2012.00348.x
Publikováno v:
Journal of Consumer Affairs. 43:516-537
The Fair and Accurate Credit Transaction Act of 2003 (the FACT Act) directed several federal agencies to conduct studies related to the credit reporting industry. A primary concern was the accuracy and fairness of the credit reporting and scoring sys
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::103658e7a6d19832581363b079124327
https://doi.org/10.1111/j.1745-6606.2009.01151.x
https://doi.org/10.1111/j.1745-6606.2009.01151.x
Publikováno v:
journal of Real Estate Research. 29(4):351-380
Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions to disclose to the public information about the home loans they originate or purchase during a calendar year. In using these data, however, researcher
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::ab51b678bdde3bfcdb0becdd32cec7f2
http://pages.jh.edu/jrer/papers/pdf/past/vol29n04/02.351_380.pdf
http://pages.jh.edu/jrer/papers/pdf/past/vol29n04/02.351_380.pdf
Publikováno v:
Housing Policy Debate. 16:143-172
A number of researchers have recently questioned whether the Community Reinvestment Act (CRA) is still needed. In addition, economic analysis has explored the efficiency of many regulations, but not the CRA. This article seeks to address both issues
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::3571aaa5ab73f94efc3a11e083739500
https://doi.org/10.1080/10511482.2005.9521537
https://doi.org/10.1080/10511482.2005.9521537
Publikováno v:
Real Estate Economics. 28:523-547
Although credit scoring offers benefits to lenders and borrowers, its use raises important statistical issues that may affect the ability of scoring systems to accurately quantify an individual's credit risk. The evidence from a national sample of cr
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::a215bb9b4cf58e6d6cee9a1c1ff6d927
https://doi.org/10.1111/1540-6229.00811
https://doi.org/10.1111/1540-6229.00811
Publikováno v:
Journal of Banking & Finance. 23:497-532
This paper examines the association between consolidation and changes in levels of bank branching as measured by changes in the number of bank branches per capita. Using a specially-constructed data set, we address this issue as well as how this rela
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::ecc19fffab5d9c548795badb13165340
https://doi.org/10.1016/s0378-4266(98)00094-6
https://doi.org/10.1016/s0378-4266(98)00094-6