Zobrazeno 1 - 10
of 55
pro vyhledávání: '"Gene Amromin"'
Autor:
Sumit Agarwal, Gene Amromin, Souphala Chomsisengphet, Tim Landvoigt, Tomasz Piskorski, Amit Seru, Vincent Yao
Publikováno v:
The Review of Economic Studies. 90:499-537
We examine the ability of the government to impact mortgage refinancing activity and spur consumption by focusing on the Home Affordable Refinance Program (HARP) that relaxed housing equity constraints by extending government credit guarantee on insu
Publikováno v:
Annual Review of Financial Economics. 12:67-93
We assess the complicated reality of monetary policy transmission through mortgage markets by synthesizing the existing literature on the role of refinancing in policy implementation. After briefly reviewing mortgage market institutions in the USA an
Publikováno v:
American Economic Journal: Economic Policy. 12:1-32
This paper explores the effects of mandatory third-party review of mortgage contracts on consumer choice. The study is based on a legislative pilot carried out in Illinois in 2006, under which mortgage counseling was triggered by applicant credit sco
Publikováno v:
The Journal of Finance. 73:2677-2717
The U.S. House of Representatives Financial Services Committee considered many important banking reforms in 2009 to 2010. We show that, during this period, foreclosure starts on delinquent mortgages were delayed in the districts of committee members
We assess the complicated reality of monetary policy transmission through mortgage markets by synthesizing the existing literature on the role of refinancing in policy implementation. After briefly reviewing mortgage market institutions in the U.S. a
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::48678717e66568fd055bad1410c324a9
https://doi.org/10.3386/w28039
https://doi.org/10.3386/w28039
Publikováno v:
Capital Markets Union and Beyond ISBN: 9780262354264
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::0b36dc3cbfbf8a06d225ab9e80db1354
https://doi.org/10.7551/mitpress/11080.003.0018
https://doi.org/10.7551/mitpress/11080.003.0018
Publikováno v:
Journal of Financial and Quantitative Analysis. 54:247-274
When borrowers are delinquent, senior debtholders prefer liquidation, whereas junior debtholders prefer to maintain their option value by delaying resolution or modifying the loan. In the mortgage market, a conflict of interest (“holdup”) arises
Publikováno v:
Review of Finance. 22:1975-2007
We investigate the characteristics and the default behavior of households who take out complex mortgages. Unlike traditional fixed rate or adjustable rate mortgages, complex mortgages are not fully amortizing and enable households to postpone loan re
Autor:
Gene Amromin, Janice C. Eberly
Publikováno v:
Annual Review of Financial Economics. 8:289-315
As the cost of education rises and student debt reaches new highs, more research has focused on financing the acquisition of human capital. Most research has had a positive focus, examining the effect of debt on student choices and outcomes. However,
The drop in output and consumption that occurred during the Great Recession has been large and prolonged. Figure 1 displays per capita U.S. real gross domestic product (GDP) and personal consumption expenditures (PCE) between 1985 and 2016 and highli
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::2b2eb89fb7620448632b790ebc7c6605
https://doi.org/10.3386/w24073
https://doi.org/10.3386/w24073