Zobrazeno 1 - 10
of 11
pro vyhledávání: '"Erik J. Mayer"'
Publikováno v:
The Review of Financial Studies. 36:1-41
We document racial disparities in auto lending. Combining credit bureau records with borrower characteristics, we find that Black and Hispanic applicants’ approval rates are 1.5 percentage points lower, even after controlling for creditworthiness.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::842ea138631a6f09d1eabd7aea39500a
https://doi.org/10.1093/rfs/hhac029
https://doi.org/10.1093/rfs/hhac029
Autor:
Erik J. Mayer
Publikováno v:
Financial Management. 50:281-314
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::c763f4e2c53160da8ef184e08a14fe43
https://doi.org/10.1111/fima.12324
https://doi.org/10.1111/fima.12324
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::a533354881cd2f04c77e05f26b696463
https://doi.org/10.2139/ssrn.4134921
https://doi.org/10.2139/ssrn.4134921
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::a544eb29724b342916ad5e911114fc17
https://doi.org/10.2139/ssrn.4164137
https://doi.org/10.2139/ssrn.4164137
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::dedc1b9270dcd697967ffb28b967e712
https://doi.org/10.2139/ssrn.3938494
https://doi.org/10.2139/ssrn.3938494
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::5c5998dbdc147312a144370f6e074d2a
https://doi.org/10.2139/ssrn.3970128
https://doi.org/10.2139/ssrn.3970128
Autor:
Erik J. Mayer
Publikováno v:
SSRN Electronic Journal.
Consolidation in the United States banking industry has led to larger banks. I find that low income households face reduced access to credit when local banks are large. This result appears to stem from large banks’ comparative disadvantage using so
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::f3b96384e858c681a566b7a42e8c273f
https://doi.org/10.2139/ssrn.3816308
https://doi.org/10.2139/ssrn.3816308
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::a0a8627b25668be583b6b60fa5499d17
https://doi.org/10.2139/ssrn.4054761
https://doi.org/10.2139/ssrn.4054761
Publikováno v:
SSRN Electronic Journal.
We provide evidence of discrimination in auto lending. Combining credit bureau records with borrower characteristics, we find that Black and Hispanic applicants’ loan approval rates are 1.5 percentage points lower, even controlling for creditworthi
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::1f36d9f3411420b81ec81b90ca61ba7a
https://doi.org/10.2139/ssrn.3301009
https://doi.org/10.2139/ssrn.3301009
Publikováno v:
SSRN Electronic Journal.
We use individual credit histories to study how creditor-friendly repossession rights in auto lending affect borrowers. Results from a quasi-experimental setting show that bankruptcy rates among subprime auto borrowers increase twice as much followin
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::e13a7c5c83ccc3a3ff46b47c1137b84a
https://doi.org/10.2139/ssrn.2989380
https://doi.org/10.2139/ssrn.2989380