Zobrazeno 1 - 10
of 48
pro vyhledávání: '"Eric Rosenblatt"'
Publikováno v:
The Journal of Real Estate Finance and Economics. 65:451-491
Using home purchase loan application data, we study buyer responses to the uncommon occurrence of the appraised value coming in below the contract price (i.e. a low appraisal), which sharply raises the probability of downward price renegotiation. We
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::479f73f816816fe1d7303a704b867d17
https://doi.org/10.1007/s11146-020-09800-6
https://doi.org/10.1007/s11146-020-09800-6
Publikováno v:
The Journal of Real Estate Finance and Economics. 60:77-98
Prior research has argued that upwardly biased appraised values of residential properties were a contributing factor of the 2008 financial crisis. Subsequent reforms have been enacted to reduce appraiser’s financial incentives to submit biased appr
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::b5cd63030cad258ef8b990e16172605d
https://doi.org/10.1007/s11146-019-09716-w
https://doi.org/10.1007/s11146-019-09716-w
Publikováno v:
Journal of Urban Economics. 111:132-143
A new measure is introduced to analyze the mechanism and extent of appraisal bias of residential property. The primary source of bias identified is in the weights appraisers assign to selected comparable transactions after adjusting for observable at
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::bbc2b35476762d17b755796462f6fd71
https://doi.org/10.1016/j.jue.2019.04.007
https://doi.org/10.1016/j.jue.2019.04.007
Autor:
Eric Rosenblatt
One way to study the effect of errors in credit reports is to have individuals review them and report what they think are inaccuracies. In this chapter, we simply compare data of the same individuals, at the same moment, at different CRAs. If there a
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::eef6e9df69a0630e33ce9b49ab1cdd51
https://doi.org/10.1016/b978-0-12-818815-6.00007-8
https://doi.org/10.1016/b978-0-12-818815-6.00007-8
Autor:
Eric Rosenblatt
This chapter illustrates some variables that are highly correlated with delinquencies in mortgages. Such variables include the percent of credit card limits used right now, the number of trade lines a borrower has that never reached 2 months delinque
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::1b7691bff328ee295bcf95cd3f3fb4cc
https://doi.org/10.1016/b978-0-12-818815-6.00012-1
https://doi.org/10.1016/b978-0-12-818815-6.00012-1
Autor:
Eric Rosenblatt
Publikováno v:
Credit Data and Scoring
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::789c84a9ef7355eba528a078b4f8b735
https://doi.org/10.1016/b978-0-12-818815-6.00014-5
https://doi.org/10.1016/b978-0-12-818815-6.00014-5
Autor:
Eric Rosenblatt
This chapter provides examples of how credit data is turning into variables that together predict very generally whether people will pay back the loans they take on. The most useful variable is one that shows how much money the borrower can still get
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::c4d84efaf0d4a2c3209baa69a2afbd82
https://doi.org/10.1016/b978-0-12-818815-6.00011-x
https://doi.org/10.1016/b978-0-12-818815-6.00011-x
Autor:
Eric Rosenblatt
Publikováno v:
Credit Data and Scoring
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::0ef31550c0f13af2b6b10913cd60fdd1
https://doi.org/10.1016/b978-0-12-818815-6.00020-0
https://doi.org/10.1016/b978-0-12-818815-6.00020-0
Autor:
Eric Rosenblatt
Publikováno v:
Credit Data and Scoring
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::64e687c42c154d6ebf6fdd3271265d53
https://doi.org/10.1016/b978-0-12-818815-6.00005-4
https://doi.org/10.1016/b978-0-12-818815-6.00005-4
Autor:
Eric Rosenblatt
Publikováno v:
Credit Data and Scoring
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::008b20d3e26e749573cf134278982bfa
https://doi.org/10.1016/b978-0-12-818815-6.00010-8
https://doi.org/10.1016/b978-0-12-818815-6.00010-8