Výsledky vyhledávání - "Dey, Shubhasis"

Stress testing, at its most general level, is an investigation of the performance of an entity under abnormal operating conditions. The authors focus on one set of entities—the Canadian banking sector—and investigate losses in the loans portfolio

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Lines of Credit and Consumption Smoothing: The Choice between Credit Cards and Home Equity Lines of Credit

Autor: Dey, Shubhasis

The author models the choice between credit cards and home equity lines of credit (HELOCs) within a framework where consumers hold lines of credit as instruments of consumption smoothing across state and time. Flexible repayment schemes for lines of

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Determinants of Borrowing Limits on Credit Cards

Autor: Dey, Shubhasis, Mumy, Gene

The difference between actual borrowings and borrowing limits alone generates information asymmetry in the credit card market. This information asymmetry can make the market incomplete and create ex post misallocations. Households that are denied cre

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Dissertation/ Thesis

Essays on consumer lines of credit: credit cards and home equity lines of credit

Autor: Dey, Shubhasis

Lines of credit in the consumer credit market are primarily in the forms of credit cards (CCs) and Home Equity Lines of Credit (HELOCs). In the first chapter of the dissertation I focus on the special usage of lines of credit as a hedge against optim

Externí odkaz: http://rave.ohiolink.edu/etdc/view?acc_num=osu1091811947

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