Zobrazeno 1 - 10
of 64
pro vyhledávání: '"Dennis R. Capozza"'
Autor:
Dennis R. Capozza, Robert Van Order
Publikováno v:
Journal of Housing Economics. 20:141-151
In this research we exploit the power of a large and rich sample of individual loans originated from 2000 to 2007 to study the relative roles of underwriting, moral hazard and local economic conditions in the Great Surge in mortgage defaults. With th
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::ee6e0669159c0f7313176293ead6062b
https://doi.org/10.1016/j.jhe.2011.04.005
https://doi.org/10.1016/j.jhe.2011.04.005
Publikováno v:
Journal of Money, Credit and Banking. 43:609-631
Technical progress in originating and pricing mortgages has enabled a trend since 1979 toward more relaxed credit standards on mortgage lending, which is reflected in rising foreclosure rates. We develop a methodology for decomposing the trend in mor
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::5cdfe08324e8848af74c7d408ae14c87
https://doi.org/10.1111/j.1538-4616.2011.00389.x
https://doi.org/10.1111/j.1538-4616.2011.00389.x
Autor:
Alice Nakamura, Dennis R. Capozza
Publikováno v:
Journal of Housing Economics. 18:151-155
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::496f0307ff3a01006a9a7daece8af143
https://doi.org/10.1016/j.jhe.2009.07.011
https://doi.org/10.1016/j.jhe.2009.07.011
Autor:
Dennis R. Capozza, Ryan D. Israelsen
Publikováno v:
Real Estate Economics. 35:541-567
∗∗∗ This research hypothesizes that, in markets where information costs, transaction costs and the economic impact of information can vary widely, we should expect predictability to vary systematically. We test this hypothesis with data on equi
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::cec3414e9ab21e5ff4cdfd44914cffce
https://doi.org/10.1111/j.1540-6229.2007.00200.x
https://doi.org/10.1111/j.1540-6229.2007.00200.x
Autor:
Thomas A. Thomson, Dennis R. Capozza
Publikováno v:
The Journal of Real Estate Finance and Economics. 33:241-258
When a mortgage borrower becomes seriously delinquent (i.e., defaults), the lender initiates a time consuming and complex recovery process that may or may not result in foreclosure and eventual disposition of the real estate collateral (REO). This re
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::6ab92f384167f3fccd4da9ff27e6a722
https://doi.org/10.1007/s11146-006-9984-4
https://doi.org/10.1007/s11146-006-9984-4
Publikováno v:
Real Estate Economics. 33:509-537
∗∗∗ ∗∗∗ The appraisal of the “market value” of homes serving as the collateral for mortgages is a fundamental part of the underwriting process. If a loan should default, however, it is not the retail market value that the lender obtai
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::d3103742c6160b394dd0a8136ca89f04
https://doi.org/10.1111/j.1540-6229.2005.00128.x
https://doi.org/10.1111/j.1540-6229.2005.00128.x
Autor:
Thomas A. Thomson, Dennis R. Capozza
Publikováno v:
The Journal of Real Estate Finance and Economics. 30:115-131
Lender losses on mortgage loans arise from a two-stage process. In the first stage, the borrower stops making payments if and when default is optimal. The second stage is a lengthy and costly period during which the lender employs legal remedies to o
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::63e031f2e2cbee0e1eb390eb654256da
https://doi.org/10.1007/s11146-004-4875-z
https://doi.org/10.1007/s11146-004-4875-z