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pro vyhledávání: '"Daniel Schwarcz"'
Autor:
Daniel Schwarcz, Amy B. Monahan
Publikováno v:
SSRN Electronic Journal.
Health insurance contracts have long excluded coverage for care that is “experimental” or not “medically necessary.” Historically, insurance policies defined these key terms of coverage using broad standards. For example, “medically necessa
Autor:
Daniel Schwarcz
Publikováno v:
SSRN Electronic Journal.
In the 18 months since the pandemic’s onset in March 2020, businesses have filed approximately 2,000 different lawsuits in state and federal courts seeking insurance coverage under their business interruption policies. Notwithstanding this “natio
Autor:
Daniel Schwarcz
Publikováno v:
SSRN Electronic Journal.
Standard form contracts are a pervasive feature of modern commercial life, for ordinary consumers and big businesses alike. Yet remarkably little is currently known about how and when these contracts evolve in response to judicial decisions that inte
Publikováno v:
Journal of Empirical Legal Studies. 14:397-423
Property and casualty insurers often use credit-based insurance scores in their underwriting and rating processes. The practice is controversial—many consumer groups oppose it, and most states regulate it, in part out of concern that insurance scor
Publikováno v:
SSRN Electronic Journal.
The recent financial crisis demonstrated that, contrary to longstanding regulatory assumptions, nonbank financial firms — such as investment banks and insurance companies — can propagate systemic risk throughout the financial system. After the cr
Publikováno v:
SSRN Electronic Journal.
Since the financial crisis, policymakers have developed two different approaches to systemic risk arising from nonbank financial firms such as insurance companies and investment banks. The first, dubbed an entity-based approach, empowers a public ent
Autor:
Daniel Schwarcz, Peter Siegelman
Publikováno v:
Law and Economics of Insurance
Contents: Acknowledgements Introduction Daniel Schwarcz PART I INFORMATION ASYMMETRIES IN THE LAW AND ECONOMICS OF INSURANCE A. Adverse Selection 1. Amy Finkelstein and James Poterba (2002), 'Selection Effects in the United Kingdom Individual Annuiti
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::361557778528fe14ba2318b35a2fe119
https://doi.org/10.1093/oxfordhb/9780199684205.013.030
https://doi.org/10.1093/oxfordhb/9780199684205.013.030
Autor:
Daniel Schwarcz
Publikováno v:
SSRN Electronic Journal.
This is the text of the ALI Early Career Scholars Medal address delivered at the American Law Institute's 94th annual meeting in Washington D.C., on May 24, 2017. The central argument of the speech is that many of the assumptions on which state insur
Autor:
Amy B. Monahan, Daniel Schwarcz
Publikováno v:
Risk Management and Insurance Review. 16:25-34
We identify three threats to small group health insurance markets that may result from the 2014 implementation of certain provisions in the Affordable Care Act (ACA). First, small employers with predominantly low-income employees may tend to opt out