Zobrazeno 1 - 10
of 11
pro vyhledávání: '"Daniel Grodzicki"'
Publikováno v:
Journal of Financial Services Research. 63:273-311
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::d132b6a8fbea055137e6a75b429922c1
https://doi.org/10.1007/s10693-022-00381-4
https://doi.org/10.1007/s10693-022-00381-4
Autor:
Daniel Grodzicki
Publikováno v:
Applied Economics Letters. 30:249-254
I quantify the impact of Federal Funds Rate (FFR) movements on consumers' welfare via the floating, or variable, rate on their credit cards. I first newly document that 96% of card rates adjust to the FFR within 3 months of a change in the latter. Ex
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::d76f9d7650f8da0d49515a1951c31636
https://doi.org/10.1080/13504851.2021.1983130
https://doi.org/10.1080/13504851.2021.1983130
Autor:
Sergei Koulayev, Daniel Grodzicki
Publikováno v:
Journal of Consumer Affairs. 55:622-653
Using a large panel of credit card accounts, we examine the dynamics of credit card borrowing and repayment in the United States and what these imply for the expected costs of credit card debt to consumers. Our analysis reveals that: (a) credit cards
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::6c84c2290f19b7743bc4cb7e25a1e981
https://doi.org/10.1111/joca.12360
https://doi.org/10.1111/joca.12360
Autor:
Daniel Grodzicki
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::06734a6c3cac5850e3b05d2bd8123058
https://doi.org/10.2139/ssrn.4098754
https://doi.org/10.2139/ssrn.4098754
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::4ac4b4866707848cb05085c986d00901
https://doi.org/10.2139/ssrn.4129413
https://doi.org/10.2139/ssrn.4129413
Publikováno v:
Journal of Public Economics. 187:104203
This paper quantifies the costs of leaving medical bills unpaid and what these costs imply for the value of health insurance to beneficiaries. We argue that a large fraction of unpaid medical bills is sent to third-party collections and reported to c
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::5a298b9ac7ef102515c441fff728b24b
https://doi.org/10.1016/j.jpubeco.2020.104203
https://doi.org/10.1016/j.jpubeco.2020.104203
Publikováno v:
SSRN Electronic Journal.
We introduce a model of a rational credit card user's rather complex usage choices and develop an empirical framework to test its predictions. Employing a large national database of U.S. card accounts, we estimate how prices impact card usage and fin
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::a02b6457047c5f1c20240fee17da9921
https://doi.org/10.2139/ssrn.3135421
https://doi.org/10.2139/ssrn.3135421
Publikováno v:
National Tax Journal. 68:601-632
We study the efficacy of a capital gains tax relative to the current estate tax. Using wealth data on U.S. households, we forecast changes in household wealth and calculate the importance of untaxe...
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::b8d5e646303fb49c3c8d1c89da3c95ca
https://doi.org/10.17310/ntj.2015.3.05
https://doi.org/10.17310/ntj.2015.3.05
This paper investigates the effects of the Medicaid expansion provision of the Affordable Care Act (ACA) on households' financial health. Our findings indicate that, in addition to reducing the incidence of unpaid medical bills, the reform provided s
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::42af11a7eef11bb4e1c1b762c33eeb38
https://doi.org/10.3386/w24002
https://doi.org/10.3386/w24002
Publikováno v:
SSRN Electronic Journal.
This paper investigates the effects of the Medicaid expansion provision of the Affordable Care Act (ACA) on households' financial health. Our findings indicate that, in addition to reducing the incidence of unpaid medical bills, the reform provided s
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::34d4a40e50496f7a9ed8182185e33313
https://doi.org/10.2139/ssrn.3063326
https://doi.org/10.2139/ssrn.3063326