Zobrazeno 1 - 10
of 14
pro vyhledávání: '"Brett Theodos"'
Publikováno v:
Journal of Regional Science. 62:1092-1121
Publikováno v:
Journal of Consumer Affairs. 54:701-722
We perform the first rigorous test of a rules of thumb‐based approach to financial education on consumer behavior and outcomes. We test two rules of thumb that are targeted at reducing credit card revolving and deliver them in a randomized fashion
Autor:
Christopher Trepel, John Chalekian, Signe-Mary McKernan, Breno Braga, Brett Theodos, Caroline Ratcliffe
Publikováno v:
Journal of Consumer Affairs. 53:2058-2085
Publikováno v:
Housing Policy Debate. 29:865-879
We estimate the effect of nine shared equity programs on the short-term financial health and loan performance outcomes of participating households. Using both difference-in-difference and p...
Publikováno v:
Journal of Economic Behavior & Organization. 155:140-158
We undertake the first rigorous evaluation of financial coaching using a randomized controlled trial at two sites. We estimate both treatment uptake and treatment outcomes, including intent to treat estimates and complier average causal effects. Data
Publikováno v:
Journal of Housing Economics. 39:17-24
We test the assumption that borrowers need sufficient “skin in the game”, or a large down payment, to perform well on their mortgages. To do so, we estimate the effects of a homeownership support organization's attempt to help low- and moderate-
Publikováno v:
The ANNALS of the American Academy of Political and Social Science. 660:117-135
A number of place-based policies attempt to deconcentrate poverty, yet not enough is known about how the socioeconomic mix of low-income neighborhoods evolves nor the role of residential mobility in this evolution. This study focuses on changes in lo
Publikováno v:
Urban Affairs Review. 52:33-65
Why do we see persistence, recurrence, and new emergence of concentrated poverty in U.S. cities? In this article, we explore an understudied connection: whether an important part of the built environment—a series of attributes that constitute preca
Publikováno v:
Housing Policy Debate. 24:258-287
The Section 108 program operates the loan guarantee portion of the Community Development Block Grant (CDBG) program. Specifically, Section 108 allows CDBG grantees to transform a portion of their CDBG funds into federally guaranteed loans large enoug
Publikováno v:
Housing Studies. 28:553-578
Shared equity initiatives provide homeownership opportunities to low- and moderate-income families who buy homes at below-market prices. The appreciation that can be earned by resellers is limited to preserve the homes' affordability at resale. This