Zobrazeno 1 - 10
of 13
pro vyhledávání: '"Benjamin S. Kay"'
Autor:
Benjamin S. Kay, Cynthia L. Doniger
Publikováno v:
Finance and Economics Discussion Series. 2021:1-71
Delay in the provision of Paycheck Protection Program (PPP) loans due to insufficient initial funding under the CARES Act substantially and persistently reduced employment. Delayed loans increased job losses in May and persistently reduced recalls th
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::73ee2c58eac9f04d8c1b9e23e74f2860
https://doi.org/10.17016/feds.2021.003
https://doi.org/10.17016/feds.2021.003
Autor:
Benjamin S. Kay
Publikováno v:
SSRN Electronic Journal.
The Centers for Disease Control and Prevention (CDC) provides sample classroom layouts that promote 6-foot social distancing during in-person education. These sample 30' by 30' classroom layouts hold at most 9 students while complying with the 6-foot
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::29abe5b72a9256b516b8d183aeaf3dcf
https://doi.org/10.2139/ssrn.3801004
https://doi.org/10.2139/ssrn.3801004
Publikováno v:
SSRN Electronic Journal.
We use credit card data from the Federal Reserve Board's FR Y-14M reports to study the impact of the COVID-19 shock on the use and availability of consumer credit across borrower types from March through August 2020. We document an initial sharp decr
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::3d643505bd064eca4db54c4ef4186876
https://doi.org/10.2139/ssrn.3613408
https://doi.org/10.2139/ssrn.3613408
Autor:
Benjamin S. Kay
Publikováno v:
Journal of Financial Economic Policy. 10:310-320
Purpose While central bankers have widely discussed the trade-offs of negative interest rates on monetary policy, the consequences of negative rates on financial stability are less well understood. The purpose of this paper is to examine the likely a
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::89fa95660120fc5eab4cd06cff4b2fe6
https://doi.org/10.1108/jfep-10-2017-0096
https://doi.org/10.1108/jfep-10-2017-0096
Competition and complementarities in retail banking: Evidence from debit card interchange regulation
Publikováno v:
Journal of Financial Intermediation. 34:91-108
Retail banking is a complex industry in which depository institutions bundle various services and may have market power. We use a recent regulation as a natural experiment to provide broad evidence about competition and the importance of bundling in
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::e4d34a1d1485959568503f7fb745f932
https://doi.org/10.1016/j.jfi.2018.02.001
https://doi.org/10.1016/j.jfi.2018.02.001
Autor:
James A. Kahn, Benjamin S. Kay
Publikováno v:
Finance and Economics Discussion Series. 2019
We provide new evidence that credit supply shifts contributed to the U.S. subprime mortgage boom and bust. We collect original data on both government and private mortgage insurance premiums from 1999-2016, and document that prior to 2008, premiums d
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::317847c28aff61d77e2b2194f12ded19
https://doi.org/10.17016/feds.2019.046
https://doi.org/10.17016/feds.2019.046
Publikováno v:
SSRN Electronic Journal.
We examine the real effects of changes in bank mortgage loan underwriting standards by combining responses to the Federal Reserve’s Senior Loan Officer Opinion Survey, application information from the Home Mortgage Disclosure Act, and local housing
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::15f303c2b630b737f79fcd91bf58b98f
https://doi.org/10.2139/ssrn.2780468
https://doi.org/10.2139/ssrn.2780468
Autor:
Benjamin S. Kay, Cindy M. Vojtech
Publikováno v:
SSRN Electronic Journal.
In 2002, U.S. stock exchanges and the Sarbanes-Oxley Act established minimum standards for director independence. An unintended consequence of these director rules was to alter firm choice of other tools for mitigating agency problems. This unintende
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::efe3be310d48cc3110f4445c7fdba617
https://doi.org/10.2139/ssrn.2287943
https://doi.org/10.2139/ssrn.2287943
Autor:
Benjamin S. Kay, Maya Eden
Publikováno v:
SSRN Electronic Journal.
This paper presents a model in which safe assets are systemic because they are the medium of exchange in risky assets. It connects the literature from banking and finance on safe assets to the monetary literature on alternative monetary systems invol
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::622d977fc62e9abe00e7834fa720d8f1
https://doi.org/10.2139/ssrn.2695517
https://doi.org/10.2139/ssrn.2695517
Autor:
Benjamin S. Kay
Publikováno v:
SSRN Electronic Journal.
Building on Flavin and Nakagawa (2008), this paper models household optimal consumption and portfolio selection when consumption services are generated by both non-durable consumption and by holding a durable good housing. Housing is illiquid in that
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::9d3ded3553a7d540ebc14d50f430052a
https://doi.org/10.2139/ssrn.2287920
https://doi.org/10.2139/ssrn.2287920