Zobrazeno 1 - 10
of 20
pro vyhledávání: '"Artashes Karapetyan"'
Autor:
Artashes Karapetyan, Sumit Agarwal
Publikováno v:
Management Science. 68:9082-9106
Making the purchase price fully salient to consumers has been shown to affect demand and equilibrium prices in various markets. Using a setting where part of the home acquisition price is in the form of nonsalient debt, we show this can happen in hou
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::0101cd7c5fa64c9b6724727d443b8fcf
https://doi.org/10.1287/mnsc.2021.4253
https://doi.org/10.1287/mnsc.2021.4253
Publikováno v:
Journal of Financial Economics. 142:239-260
We exploit the 2011 EBA Capital exercise, a quasi-natural experiment that required a number of banks to increase their regulatory capital. This experiment makes secured lending for the affected banks more attractive vis-a-vis unsecured lending, becau
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::5a6fbba7c6d63328b9b2c89c9412c94d
https://doi.org/10.1016/j.jfineco.2021.05.017
https://doi.org/10.1016/j.jfineco.2021.05.017
Publikováno v:
SSRN Electronic Journal.
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::67129234c19a2a198d6c1592a4b817c7
https://doi.org/10.2139/ssrn.4288682
https://doi.org/10.2139/ssrn.4288682
Publikováno v:
Universum:Technical sciences. 86
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::4c632a3a1173497f007743c7a31cebdd
https://doi.org/10.32743/unitech.2021.86.5.11660
https://doi.org/10.32743/unitech.2021.86.5.11660
Autor:
Artashes Karapetyan, Vera Martuza
Publikováno v:
XLV международная научно-практическая конференция «Химия, физика, биология, математика: теоретические и прикладные исследования».
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::4b4487a32ff0e92fd261804bb6d4275a
https://doi.org/10.32743/25419846.2021.2.34.250470
https://doi.org/10.32743/25419846.2021.2.34.250470
Publikováno v:
SSRN Electronic Journal.
We study the impact of loan-to-value regulation on supply and demand for unregulated debt that is used for home acquisition. In our setting, part of the dwelling price is in the form of pre-existing debt exempt from the regulation. Variations in the
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::7b8c1a4946b35ba2e1822d33e461e143
https://doi.org/10.2139/ssrn.3854860
https://doi.org/10.2139/ssrn.3854860
Publikováno v:
SSRN Electronic Journal.
We study the impact of higher capital requirements on banks’ decisions to grant collateralized rather than uncollateralized loans. We exploit the 2011 EBA capital exercise, a quasi-natural experiment that required a number of banks to increase thei
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::850004603fce0cc80ffe9aa3513c04cb
https://doi.org/10.2139/ssrn.3327304
https://doi.org/10.2139/ssrn.3327304
Autor:
Bogdan Stacescu, Artashes Karapetyan
Publikováno v:
SSRN Electronic Journal.
We examine banks' choice between two costly instruments used to identify good loan applicants: direct screening by acquiring borrower-specific information and collateral requirements. We show that with longer relationships the preference for screenin
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::0206a11cd4e8ccd7961387681dd96b04
https://doi.org/10.2139/ssrn.3190551
https://doi.org/10.2139/ssrn.3190551
Publikováno v:
SSRN Electronic Journal.
We study the impact of higher capital requirements on banks' decisions to grant collateralized rather than uncollateralized loans. We exploit the 2011 EBA capital exercise, a quasi-natural experiment that required a number of banks to increase their
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_________::55351bfe827ebab13164007c13b1fd60
https://doi.org/10.2139/ssrn.3290581
https://doi.org/10.2139/ssrn.3290581
Autor:
Artashes Karapetyan, Johan Almenberg
Publikováno v:
Review of Finance. 18(6):2247-2281
We argue that salience—the extent to which a cost is visible and difficult to ignore—may have economically significant effects on homeowners’ borrowing behavior, through a bias toward less salient but more expensive loans. We first use a simple
Externí odkaz:
https://explore.openaire.eu/search/publication?articleId=doi_dedup___::a1f16b9721122546b881be28abff3dde
http://hdl.handle.net/10.1093/rof/rft053
http://hdl.handle.net/10.1093/rof/rft053